Take your financial confidence to the next level

 Virtually out of Fort Collins, Colorado
Fee-Only 

Life is Easier With A Strategy Guide

The Level Up Difference

Created with you in mind

You deserve a professional relationship that puts your success first and foremost. Other than your immediate family, no one will care more about your financial well being than I do for my clients. Traditional financial services are not built to serve individuals without large retirement assets. I am here to fill that void and help you have the confidence you need to live your great life.

Complimentary Consultation Value Provided to Clients

Wealth Builder

Wealth Potential Assessment Financial Education Project Long-Term Potential Accountability Partner No Asset Minimum  No Experience Required  learn more

Address Complex Decisions

Spending Vs. Saving Debt Repayment Vs. Investing Rent Vs. Buy Career Change Employer Stock Analysis Tax Planning  learn more

Wealth Management

Understand Your Investments Risk Assessment Low Cost Investments Diversification Tax Strategy  learn more

Grow With You & Your Family

Combining Finances Proper Life Insurance Coverage Planning for Children Relocation Analysis Monitor Probability of Success  learn more

Level Up Financial Planning’s Why

Have you ever thought to yourself, this does not feel right, there haves to be a better way??? That is exactly the feeling I had when it came to financial planning and my previous employers. I understand businesses are created to make profits, but it should not dominate your why and be the reason why you want clients to work with you. Luckily, I had another option. START Level Up Financial Planning and build it from the ground up to be focused on providing a ridiculous amount of value for my clients. I am personally vested in your success and am genuinely excited about all of the cool and fun things you have planned for your life. I have seen the dramatic difference that providing education, clarity, focus, and accountability has on my clients’ current financial confidence and the impact it has on their wealth potential. I look forward to helping you discover the financial balance between enjoying life now but also ensuring a future that you can be excited about.

Lucas Casarez

Certified Financial Planner ™


Professional Bio

Lucas’ foundation of financial interest was rooted in his first few years of employment at a local community bank in Illinois. After discovering the impact financial planning has on peoples’ lives he moved to Fort Collins, Colorado to attend Colorado State University, which he graduated from in 2014 with a focus on Financial Planning. Following graduation, Lucas worked for a top independent financial advisor in Northern Colorado where he served pre-retirees and retirees in building financial plans that aligned with their goals. Wanting to make a greater impact on his clients’ financial lives, Lucas started Level Up Financial Planning, LLC to bring financial planning to young professionals and growing families.

Personal Bio

Lucas and his wife, Brittany, are originally from Round Lake, Illinois. They moved to Fort Collins, CO in 2011 and it quickly became home. Their son, Avery, was born in 2017 and it changed their lives in many amazing ways. They also have two loving dogs, Oakley & Jackson. In addition to hanging out as a family, they love to play sports, try new restaurants, hike, visit the local outdoor movie theatre, run, play video games (not so much lately), and travel.

Affiliations

All of my affiliations require that I be a fiduciary for my clients. That is a fancy way of saying I have to do what is in your best interest. Unfortunately, not all advisors are held to this fiduciary standard.

–Signed Fiduciary Oath

NAPFA and the Fee-Only Network both require that I only receive payments from my clients. That means you will never be steered into a product that is not in your best interest. I have nothing to sell and receive no commissions. Being a Certified Financial Planner professional means that I have met rigorous requirements (education, experience, ethics, and testing). This requirement assures my clients that I’m able to help them build a comprehensive financial plan. The XY Planning Network is an organization that supports financial planners who wish to serve their peers in Gen X & Y, traditionally an underserved market. Pledge 1% is a global movement where businesses can formalize their commitment to giving back.

Level Up Strategy Guide Process

A six step process that dramatically increases your financial confidence with each meeting. It is easy to get started and each meeting builds on the previous.

Detailed Process

1. Free Consultation

Important call to verify I am the best fit to help you achieve your goals.

2. Discuss Values & Possibilities

What does your perfect life look like? Can we use your finances to build that life?

3. Get Organized

Have you seen your whole financial picture in one place? Imagine what it could look like a year from now if you have a plan.

4. Proposal Meeting

Clear recommendations on key action items to increase your financial confidence, prioritized based on largest impact.

5. Investment Discussion

Powerful tool to help you reach your goals. Understanding key elements of how your investments work is important to avoiding costly mistakes.

6. Monitor Progress

Life is constantly changing. We check in regularly to make sure you are on track to achieve your goals and adjusting to life as new opportunities develop.

Level Up Financial Strategy Guide Pricing

Investment Management on accounts greater than $350,000 waives the fees listed below.

Recent Grad

$299 Up Front

+ 1.5% of Income (Min $90/month) Estimate Cost

Single Professional

$599 Up Front

+ 1.5% of Income (Min$115/month) Estimate Cost

Professional w/Family

$899 Up Front

+ 1.5% of Income (Min $155/month) Estimate Cost

Level Up Investment Management Pricing

The biggest risk that leads to poor investment performance is investor behavior.   My goal for you is to avoid making behavioral mistakes. Investment Management on accounts greater than $350,000 waives personal strategy guides upfront & monthly cost. *Investment Strategies Carry Additional Cost

Annual Investment Management Cost

0.9% Annual Cost

Estimate Cost
  • Investments That Align With Your Risk Tolerance, Goals, Timeline, & Tax Status
  • Exchange Traded Fund(ETFs) Based Portfolios
  • Costs Are Prorated And Paid Quarterly
  • Access To Performance Portal
Schedule Your Complimentary Call

Want Strategy Guides by E-Mail?

Latest Strategy Guides

Education is an important value that we hope to provide.  Reading our blog is one of the ways we provide that education.  Contact us if you’d like to suggest a topic for our next blog or webinar.

10 Questions to Ask Your Financial Planner

Meeting with a financial planner for the first time can be a stressful experience. Many times it is the first time that you may be opening up about your finances. The great news is that most financial planners truly enjoy helping people and like most things that we stress out about , it ends up being a significantly better experience than you would expect. Most people work with their financial planners the rest of their[…]

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November 13, 2018 0
Charitable Giving

Should I Use a Donor Advised Fund Strategy Guide

Donor advised funds have been growing in popularity recently and that was even before the new tax reform made them a critical part in your tax planning strategy. Donor advised funds are extremely versatile tools that may help you create a more tax efficient plan while still giving back to the organizations that are important to you. I will provide information on what donor advised funds are, how tax reform has increased the importance of[…]

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November 5, 2018 0
Year End Tax Planning Tips

16 Simple Year-End Tax Planning Strategies (2018)

You may have heard that the tax reform that was passed at the end of 2017 will have a dramatic impact on tax filers moving forward. Although most people will be benefiting from lower taxes than in previous years, there are still key strategies that are relevant to review as you prepare for the end of the year. I will layout 16 simple year-end tax planning strategies that range from maximizing your tax efficiency, tax[…]

Read more
October 29, 2018 0

Get in Touch

 

We’d love to hear from you.
Prefer to talk by e-mail rather than a formal meeting.  Use the contact sheet or my direct e-mail below.
Contact info

Virtually Out Of Fort Collins, CO

970-222-6783

lucas@levelupfinancialplanning.com

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