Over the course of the first two meetings, Vivian discovers that although she feels that the student loans are the biggest financial burden, it is the credit cards that are impacting her finances the most. Working with Level Up she restructures her payments that allow her to make lower student loan payments, while drastically increasing the speed she pays off her high-interest credit cards, saving thousands of dollars in the process.
The RSU meeting is very eye-opening and relieving for Vivian. She now understands what to expect when her RSUs vest in terms of income and the tax impact. She also recognizes that she is not comfortable with the risk of owning a single non-diversified stock who is also her employer and sets a reminder in her calendar to sell her shares as they vest.